Central Bank Rate: 27.00%
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Loan Apps Nigeria

37 Verified Lenders • From 24.0% APR

Central Bank Rate 27.00%
Inflation Rate 20.12%
GDP/Capita NGN 1,251,606
Average Monthly Salary NGN 275,000
Income Tax Rate 24.0%
Average Property Price NGN 50,000K
Unemployment Rate 4.3%

Loan Types Available

Personal Loans

Interest Rate 24.00% - 36.00%
Loan Amount NGN 1,500 - 5,000K
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Business Loans

Interest Rate 18.88% - 22.00%
Loan Amount NGN 100,000 - 100,000K
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Student Loans

Interest Rate 9.00% - 12.00%
Loan Amount NGN 50,000 - 1,000K
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Mortgage Loans

Interest Rate 15.00% - 25.00%
Loan Amount NGN 6,000,000 - 50,000K
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Auto Loans

Interest Rate 20.00% - 30.00%
Loan Amount NGN 100,000 - 20,000K
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General Requirements

Age Requirements

18 - 60 years

Residency

Required

Credit Score System

NIBSS Credit Bureau

Minimum Down Payment

20.0%

Top Lenders

Klump Technology Company Limited

4.7
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Branch International Financial Services Limited

4.7
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Quick Credit Nigeria Limited

4.7
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Okash

4.7
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Palmcredit

4.7
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Smartloans Integrated Services Limited

4.7
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Loan Calculator

Monthly Payment NGN 890
Total Cost NGN 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews